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This term of the life insurance which is subtitle under the term life insurance, offering the insurer a coverage with a level premium payment for either 20 or 30 years, and depending on what is the insurer selecting, in case that he or she over live the premium period, all what had been paid, will be paid back and returned to the insurer. One of its good advantages is that all the money paid will be again to the insurer when the period of 20 or 30 years is over, and the policy is still in force.

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